Welcome to our website! Whether you’re buying your first home, interested in refinancing opportunities, or want to strategize about your financial goals: the River City Lending Team is here to help. 

 

We are a team of experienced Loan Officers who take pride in helping families in the greater Richmond area with their mortgage needs. We (like many of you) are working moms just trying to keep it all together. Our families are our pride and joy, and ensuring that you make the right mortgage decisions for you and your family is the reason we drop our kids off at daycare every day. We are committed to providing our customers with mortgage services that exceed their expectations, and sharing some laughs along the way. 

Our Process

SUBMIT AN APPLICATION

1

2

UNDERWRITER HAS
A 6HR GOAL TO DECISION YOUR LOAN*

PROCESSOR HAS A 7 DAY GOAL TO COLLECTION CONDITIONS*

3

4

1 DAY GOAL FOR CLOSING*

*While it is Atlantic Bay's goal to provide underwriting results within six hours of receiving an application, process loans in seven days, and close in one day, extenuating circumstances may cause delays outside of this window.

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By submitting your contact information, you agree that Atlantic Bay Mortgage Group, L.L.C. may contact you in the future. Any information provided may be use for commercial purposes. You do not need to consent as a condition of buying any property, goods, or services. Message/data rates may apply. 

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